StockGro’s Stoxo AI Model Aims to Simplify Trading Decisions
StockGro is an Indian startup. It works in wealthtech. Wealthtech means technology that helps people invest and grow their money. StockGro has made a new tool called Stoxo. Stoxo is a custom AI model. Its job is to make trading easier for normal investors.
Stoxo is a small language model, or SLM. An SLM is an AI trained for one small job, not for everything. Stoxo’s job is to help everyday investors. It explains hard trading ideas in simple words. An everyday, or retail, investor is a normal person who invests their own money.
The boss of StockGro is Ajay Lakhotia. He is the founder and CEO. The company showed Stoxo at the Inc42 AI Summit 2026. This event was held with IDFC First Bank. StockGro wants to give small investors the same tools that big companies already have.
What Stoxo does
Stoxo looks at futures and options. People call these F&O. These are advanced trades. With them, investors bet on what a stock or index will cost later. F&O can be risky. It is also hard to understand. Stoxo tries to make it clear for normal users.
Stoxo learned from five years of past market data. It also learned from chats inside StockGro’s own investor community. Lakhotia said this data is special. He said: “The conversational data that we could use for inference does not exist outside the StockGro ecosystem.” Inference is when a trained AI uses what it learned to answer new questions.
A fast live demo
At the summit, StockGro ran a live demo of the model. The model is not out yet. In the demo, Stoxo studied a 24-week options strategy backtest. A backtest checks how a trading plan would have done using past data. Stoxo did this in under 10 seconds.
In that short time, it did even more. It worked out the risk-reward ratios. It also checked the standard deviation ranges. A risk-reward ratio compares how much you could lose with how much you could win. Standard deviation shows how much prices swing up and down. Both help an investor see how risky a trade is.
Key facts
| Detail | As reported |
|---|---|
| Model name | Stoxo (custom small language model) |
| Built by | StockGro (founder/CEO Ajay Lakhotia) |
| Focus | Futures and options (F&O) trading |
| Training data | 5 years of market data + StockGro community chats |
| Demo speed | 24-week backtest analysed in under 10 seconds |
| Status | Yet to be released |
| StockGro users | More than 35 million |
| Education tie-ups | Over 1,500 institutions |
| Series B funding | INR 150 Cr ($16.7 million), led by Mukul Agrawal |
The problem Stoxo wants to solve
There is a real need for this. The data proves it. SEBI is India’s market regulator. That means it is the body that makes the rules for the markets. SEBI did a study on F&O traders. It found that 93% of retail investors in F&O lost money between FY22 and FY24. Here, “capital” means the money they put in to trade.
Why do so many lose? One big reason is that small traders do not have good data and tools. Big companies do have them. Stoxo tries to fix this gap. It does fast, deep analysis that one person could not do alone.
StockGro’s scale and backing
StockGro has grown a lot. It now serves more than 35 million users. It has also teamed up with over 1,500 schools and colleges across India. The company raised INR 150 Cr in funding. That is about $16.7 million. This was a Series B funding round. A Series B is a later stage of funding used to grow a business that has already proven itself. The round was led by Mukul Agrawal. He is the founder of Param Capital.
Why it matters (especially for India and founders)
India has seen a big rise in retail trading. But it has also seen heavy losses. The SEBI data shows this. A tool that helps small investors understand risk before they trade could save a lot of people’s money.
For founders, Stoxo teaches a lesson about moats. A moat is something rivals cannot easily copy. StockGro’s moat is its private community data. No outside firm can get this data. StockGro built a small, focused AI on data only it owns. It did not build a generic chatbot. More Indian startups are now copying this idea.
FAQ
What is Stoxo?
Stoxo is a custom AI model from StockGro. It is a small language model. It helps retail investors understand trading plans. It focuses on futures and options (F&O).
Is Stoxo available now?
Not yet. StockGro showed it in a live demo at the Inc42 AI Summit 2026. But it is not out yet.
What data was Stoxo trained on?
It learned from five years of past market data. It also learned from chats in StockGro’s own investor community. The company says this chat data exists nowhere else.
Why does India need a tool like this?
A SEBI study found that 93% of retail F&O traders lost money between FY22 and FY24. Stoxo wants to give small investors better analysis before they trade.
The takeaway
Stoxo is StockGro’s big bet. It bets that a focused, India-built AI can make risky trading safer for normal people. It trains on its own community data. It also studies trading plans in seconds. The goal is to give small traders the same power as big companies. If it works, it could help cut the heavy losses that India’s retail traders face.
Source: Inc42
