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Startup Atlas · Business Banking / Neobanking

Razorpay Unicorn

Bengaluru, Karnataka Founded 2014 razorpay.com ↗

Razorpay is a Bengaluru-based Indian fintech company offering a full-stack payments and business-banking platform. It lets businesses accept payments (cards, UPI, netbanking, wallets), make payouts, manage current/escrow accounts, automate payroll, and access working-capital credit through a single set of developer-friendly APIs and dashboards.

Harshil Mathur · Co-Founder & CEO Shashank Kumar · Co-Founder & Managing Director
$739 MnTotal funding (tracked)
6Funding rounds
20 Dec 2021Last round

Razorpay: Funding Rounds

Acquisitions

DateAcquirerAcquiredAmountSource
17 Jun 2025 Razorpay POP (rewards-first UPI payments app) $30 Mn majority-stake investment source
12 Sep 2023 Razorpay billme undisclosed source
27 Sep 2022 Razorpay poshvine undisclosed source
18 Aug 2022 Razorpay ezetap undisclosed source
16 Mar 2022 Razorpay izealiant-technologies undisclosed source
8 Feb 2022 Razorpay curlec undisclosed source
19 Jul 2021 Razorpay tera-finlabs undisclosed source
22 Nov 2019 Razorpay opfin undisclosed source
5 Aug 2019 Razorpay thirdwatch undisclosed source

Recent Signals

  • 16 Jun 2026 · financial
    Razorpay confidentially files DRHP with SEBI, targeting roughly $600 million IPO source
  • 2 Dec 2025 · regulatory
    Razorpay secures RBI's Payment Aggregator - Cross Border (PA-CB) licence source
  • 14 Oct 2025 · financial
    Razorpay's FY25 revenue jumps 65% YoY to Rs 3,783 crore; core payments business turns EBITDA-positive source

News on Razorpay

No coverage of Razorpay linked yet.

L Litmus · by Lapaas

See the full business-model breakdown and validation framework for this company.

View Litmus Analysis

FAQs on Razorpay

Who founded Razorpay?

Razorpay was founded by Harshil Mathur, Shashank Kumar in 2014.

How much funding has Razorpay raised?

Razorpay has raised $739 Mn across 6 tracked funding round(s), most recently on 2021-12-20. Figures are compiled from cited public sources.

Who are the investors in Razorpay?

Investors in Razorpay include TCV, Alkeon Capital, GIC, Lone Pine Capital, Sequoia Capital India, Tiger Global, Y Combinator, Matrix Partners.

What does Razorpay do?

Razorpay is a Bengaluru-based Indian fintech company offering a full-stack payments and business-banking platform. It lets businesses accept payments (cards, UPI, netbanking, wallets), make payouts, manage current/escrow accounts, automate payroll, and access working-capital credit through a single set of developer-friendly APIs and dashboards.

Where is Razorpay headquartered?

Razorpay is headquartered in Bengaluru, Karnataka, India.

What is Razorpay's business model?

Razorpay's core value proposition centers on All-in-one finance platform, Developer-friendly APIs, AI-native / agentic payments tooling.

How does Razorpay make money?

Razorpay's cited revenue streams include Domestic payment gateway transaction fees, Cross-border payment fees, RazorpayX (business banking) subscription fees, Payroll SaaS subscription.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: yourstory.com · Last verified 13 Jul 2026. · Report a correction