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Startup Atlas · BFSI

InCred Unicorn

InCred Financial Services Limited Mumbai, Maharashtra Founded 2016 incred.com ↗

InCred Group is a diversified BFSI group founded by former Deutsche Bank executive Bhupinder Singh, spanning tech-led lending to consumers, students and MSMEs (InCred Finance), institutional/wealth capital markets (InCred Capital, InCred Wealth), asset management (InCred AMC) and digital investment distribution (InCred Money). InCred Finance turned unicorn in December 2023 after a $60 Mn Series D round.

Bhupinder Singh · Founder & Group CEO
$262.79 MnTotal funding (tracked)
4Funding rounds
25 Dec 2023Last round
3,500Team size (sourced)

InCred: Funding Rounds

Date Round Amount Investors Source
25 Dec 2023 Series D $60 Mn Ranjan Pai Ram Nayak Ravi Pillai Sattva Group Varanium Capital Advisors source
29 Apr 2019 Series A $85.89 Mn FMO Alpha Capital Elevar Equity Moore Capital source
20 Nov 2018 Undisclosed $41.9 Mn Bhupinder Singh Paragon Partners source
1 Aug 2016 Undisclosed $75 Mn Anshu Jain Alpha Capital Bhupinder Singh Gaurav Dalmia IDFC Private Equity Ranjan Pai source

Acquisitions

DateAcquirerAcquiredAmountSource
27 Jul 2022 InCred KKR India Financial Services Undisclosed source

News on InCred

No coverage of InCred linked yet.

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FAQs on InCred

Who founded InCred?

InCred was founded by Bhupinder Singh in 2016.

How much funding has InCred raised?

InCred has raised $262.79 Mn across 4 tracked funding round(s), most recently on 2023-12-25. Figures are compiled from cited public sources.

Who are the investors in InCred?

Investors in InCred include Ranjan Pai, Ram Nayak, Ravi Pillai, Sattva Group, Varanium Capital Advisors, FMO, Alpha Capital, Elevar Equity.

What does InCred do?

InCred Group is a diversified BFSI group founded by former Deutsche Bank executive Bhupinder Singh, spanning tech-led lending to consumers, students and MSMEs (InCred Finance), institutional/wealth capital markets (InCred Capital, InCred Wealth), asset management (InCred AMC) and digital investment distribution (InCred Money). InCred Finance turned…

Where is InCred headquartered?

InCred is headquartered in Mumbai, Maharashtra, India.

What is InCred's business model?

InCred's core value proposition centers on Tech and data-science driven lending, Fully digital, fast approvals, One diversified financial-services group.

How does InCred make money?

InCred's cited revenue streams include Interest income on loans, Yield-based lending across loan products.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: www.incredgroup.com · Last verified 15 Jul 2026. · Report a correction