Fold

Fold automatically pulls your expenses from your Bank accounts and categorises them. So you can relax and focus on things that are more important than tracking expenses.

Fold connects securely to your financial accounts and automatically organizes your money so you can understand your spending, cash flow, investments, and overall financial health without needing spreadsheets or manual entry.

Built on India's Account Aggregator - no password sharing.

Download and Share Bank Statements without losing your data and temper.

Fold is a personal finance and expense tracking app for India that helps you track bank accounts, credit cards, investments, loans, credit score, EPF, NPS, Fixed deposits and spending automatically in one place.

Manage finances for family members and loved ones with shared Spaces

Fold is distributed as a free app with in-app purchases on Google Play.

Fold Money app, developed by Lunchbrake Classic Private Limited, distributed on the Apple App Store.

Fold's marketing and product site at fold.money.

The F1 engine smartly categorises your transaction to an appropriate category. Merchants are detected automatically based on where you made your purchase.

Fold establishes connection to your Banks through the Government regulated Account Aggregator Framework. OTP is required to connect bank accounts.

Fold establishes connection to your Banks through the Government regulated Account Aggregator Framework.

Fold integrated Setu's UPI Insights API for transaction categorization, valuing that it provides detailed data such as merchant name and merchant type rather than raw transaction references; Fold plans to deepen its collaboration with Setu with other APIs, especially in the KYC domain.

Fold securely connects to users Bank accounts and gives a clear picture of their finances. So that users can make better decisions and lead a healthier financial life. (listed in Kira Studio's portfolio)