Even Healthcare

Members get round-the-clock access to Even's own clinical staff rather than a directory of empanelled outside doctors.

Even bundles OPD (consultations, diagnostics, checkups) into its plans, a gap in most traditional Indian health insurance.

At its own Even Hospital, doctor compensation is tied to patient outcomes rather than procedure volume.

Even's membership base skews toward affluent, digitally-native urban professionals -- the demographic that already pays for on-demand consumer services.

With its May 2026 IRDAI approval, Even can now sell health insurance directly to individual consumers and families rather than only through employer groups.

Each member is assigned a personal care team alongside on-demand telemedical access, rather than a transactional per-visit relationship.

Owned clinics in Bengaluru where members meet in-house doctors face-to-face.

Members can reach the care team remotely for round-the-clock virtual consultations.

Even's own 70-bed hospital in Bengaluru, opened 2025, extends its owned-channel strategy into secondary/tertiary care.

Even employs its own doctors and wellness experts rather than relying solely on an empanelled network.

In-house EMR and a claims engine built to handle high-volume monthly claims processing.

Underwrites the group health insurance policy behind the Even Plus plan.

Underwrites a retail health plan (Care Supreme) distributed by Even.

A second retail insurance underwriting partner for Even-distributed plans.

Tiered subscription plans sold direct to members, from telemedicine-only to full OPD+hospitalization cover.

Even Plus is a co-branded group insurance product underwritten by an insurance partner, with OPD benefits layered on by Even itself.

Even distributes retail health policies underwritten by third-party insurers, layering its own OPD/care benefits on top.