Startup Atlas · Digital Identity/KYC

DigiO

Digiotech Solutions Private Limited ● Bengaluru, Karnataka ● Founded 2016 ● digio.in ↗

Abhinav Parashar · Co-Founder & CEO Sanket Nayak · Co-Founder

$375KTotal funding (tracked)

2Funding rounds

12 Jan 2023Last round

DigiO: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

The Operating System of Trust

Digio's homepage tagline positions it across five pillars: Identity, Contracts, Payments, Consent, and Intelligence.

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DigiKYC

"Perform Customer KYC" — digital KYC and identity verification using Aadhaar, PAN, and video verification.

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DigiSign

"Digital Signing Platform" — Aadhaar eSign and certificate-based digital/electronic signatures.

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DigiDocs

"Digitize Documents & Forms" — document creation and management with e-stamping support.

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DigiCollect

"Automate Recurring Payments" — NACH-based recurring payment collection.

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DigiShield

"Screening & Continuous Monitoring" — sanctions/compliance screening.

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CoTrust

"DPDPA Privacy Solution" — data privacy discovery, classification, and consent management under India's DPDP Act.

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DigioLink

"Account Aggregator" — RBI account aggregator framework for consented financial data sharing.

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Customer Segments

Capital Markets

"SEBI Compliant Customer Onboarding" for brokerages and capital markets players.

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Lending

"RBI Compliant Due Diligence" for lenders/NBFCs.

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Banks

"Digitize Comprehensive Documents" for banks.

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Insurance

"IRDAI Compliant Customer Onboarding" for insurers.

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Enterprises (Business Process Automation)

"Recurring Payments Automation" for general enterprise use cases.

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2,000+ enterprises / 100M+ individual users

Digio's about-us page states "2000+ Enterprises" and "100 Million+ Individual Users" as its served customer base.

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Customer Relationships

Consult, test, then subscribe

Digio's about-us page describes a three-step engagement model: "Get 1-on-1 business use case solutioning," "Test the APIs," then "Subscribe."

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Channels

No cited public information yet.

Key Activities

No cited public information yet.

Key Resources

No cited public information yet.

Key Partnerships

Rainmatter (Zerodha)

Seed investor since 2016; Digio's about-us page lists Rainmatter and Nithin Kamath (Zerodha) among its investors.

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Groww

Acquired a minority stake in Digio; listed as an investor on Digio's about-us page.

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RBI Authorised Payment Aggregator

Digio holds RBI Authorisation as a Payment Aggregator, Certificate of Authorisation No. 166/2024.

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Revenue Streams

Subscription eSign gateway (early model, 2016)

At launch, Digio offered e-signing services "starting at INR 500 monthly," letting businesses "get up to 35 documents signed within half an hour" via a plug-and-play eSign gateway for SMEs.

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Cost Structure

No cited public information yet.

FAQs on DigiO

What is DigiO's business model?

DigiO's core value proposition centers on The Operating System of Trust, DigiKYC, DigiSign, DigiDocs.

How does DigiO make money?

DigiO's cited revenue streams include Subscription eSign gateway (early model, 2016).

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: www.digio.in · Last verified 21 Jul 2026. · Report a correction