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Startup Atlas · Digital Payments

Walrus Y Combinator-backed

Walrus Labs Private Limited Bengaluru, Karnataka Founded 2019

Walrus is a neobank and rewards-led banking app/community for young Indians, offering a debit card (issued with RBL Bank, powered by Mastercard), UPI payments, pocket-money/expense management, gamified savings goals and rewards, aimed initially at teenagers and later at young adults aged 16-25.

Bhagaban Behera · CEO & Co-founder Sriharsha Setty · CTO & Co-founder Nakul Kelkar · COO & Co-founder
UndisclosedTotal funding (tracked)
4Funding rounds
2 Sep 2021Last round

Walrus: Funding Rounds

Date Round Amount Investors Source
2 Sep 2021 Seed Undisclosed Y Combinator source
2 Nov 2020 Angel Undisclosed source
16 Jul 2020 Pre-seed Undisclosed Better Capital Raghunandan G Raveen Sastry source
7 Mar 2020 Seed Undisclosed Wellfound Hypotenuse Capital source

News on Walrus

No coverage of Walrus linked yet.

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FAQs on Walrus

Who founded Walrus?

Walrus was founded by Bhagaban Behera, Sriharsha Setty, Nakul Kelkar in 2019.

What does Walrus do?

Walrus is a neobank and rewards-led banking app/community for young Indians, offering a debit card (issued with RBL Bank, powered by Mastercard), UPI payments, pocket-money/expense management, gamified savings goals and rewards, aimed initially at teenagers and later at young adults aged 16-25.

Where is Walrus headquartered?

Walrus is headquartered in Bengaluru, Karnataka, India.

What is Walrus's business model?

Walrus's core value proposition centers on Bank account without needing a bank account, Gamified budgeting and rewards, Personalized signature debit card.

How does Walrus make money?

Walrus's cited revenue streams include Future curated financial products (stated plan, not current revenue).

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: tracxn.com · Last verified 15 Jul 2026. · Report a correction