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Uni Cards

Unirewards Technologies Private Limited Bengaluru, Karnataka Founded 2020 uni.cards ↗

Uni is a Bengaluru-based fintech startup offering pay-later cards, including its flagship 'Pay 1/3rd' card that automatically splits transactions into three interest-free monthly installments.

Nitin Gupta · Co-founder & CEO Prateek Jindal · Co-founder Laxmikant Vyas · Co-founder
$94.45 MnTotal funding (tracked)
3Funding rounds
8 Jun 2022Last round
123Team size (sourced)

Uni Cards: Funding Rounds

Date Round Amount Investors Source
8 Jun 2022 Debt ₹50 Cr Stride Ventures source
15 Dec 2021 Series A $70 Mn General Catalyst Accel Arbor Ventures Eight Roads Ventures Elevation Capital Lightspeed India Partners source
6 Oct 2020 Seed $18.5 Mn Accel Lightspeed India Partners source

Acquisitions

DateAcquirerAcquiredAmountSource
7 Jan 2023 Uni Cards OHMY Technologies (OMLP2P) Undisclosed source

Recent Signals

  • 14 Jul 2026 · funding
    Uni in talks to raise ~$18 Mn at ~$95 Mn valuation, a 70%+ cut from 2021 peak source

News on Uni Cards

No coverage of Uni Cards linked yet.

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FAQs on Uni Cards

Who founded Uni Cards?

Uni Cards was founded by Nitin Gupta, Prateek Jindal, Laxmikant Vyas in 2020.

How much funding has Uni Cards raised?

Uni Cards has raised $94.45 Mn across 3 tracked funding round(s), most recently on 2022-06-08. Figures are compiled from cited public sources.

Who are the investors in Uni Cards?

Investors in Uni Cards include Stride Ventures, General Catalyst, Accel, Arbor Ventures, Eight Roads Ventures, Elevation Capital, Lightspeed India Partners.

What does Uni Cards do?

Uni is a Bengaluru-based fintech startup offering pay-later cards, including its flagship 'Pay 1/3rd' card that automatically splits transactions into three interest-free monthly installments.

Where is Uni Cards headquartered?

Uni Cards is headquartered in Bengaluru, Karnataka, India.

What is Uni Cards's business model?

Uni Cards's core value proposition centers on Pay 1/3rd interest-free installments, Zero forex markup, no joining/annual fees, 1% real 24K digital gold rewards.

How does Uni Cards make money?

Uni Cards's cited revenue streams include Merchant interchange fees, EMI/installment interest, Late payment fees.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: techcrunch.com · Last verified 21 Jul 2026. · Report a correction