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Startup Atlas · Consumer Lending

LoanTap

LoanTap Financial Technologies Private Limited Pune, Maharashtra Founded 2016 loantap.in ↗

Digital lending platform for salaried professionals and millennials offering flexible, customized loan products such as EMI-free loans, personal overdraft, advance salary, wedding, holiday and rental deposit loans, disbursed through a technology-led underwriting and loan-management platform. LoanTap is registered as an NBFC with the RBI through its subsidiary Loantap Credit Products Private Limited and has since expanded into MSME/supply-chain financing.

Satyam Kumar · Co-founder & CEO Vikas Kumar · Co-founder & CTO (deceased)
$44.73 MnTotal funding (tracked)
8Funding rounds
4 Jun 2025Last round
256Team size (sourced)

LoanTap: Funding Rounds

Date Round Amount Investors Source
4 Jun 2025 Pre-Series C INR 74 Cr (~$8.6 Mn) July Ventures 3one4 Capital Avaana Capital Kae Capital Swapurna Family Office source
7 Feb 2023 Debt Financing INR 24 Cr ($2.9 Mn) Lighthouse Canton source
23 Mar 2022 Debt Financing Undisclosed BlackSoil source
30 Sep 2019 Series B INR 84.9 Cr ($12 Mn) Avaana Capital 3one4 Capital India Quotient Kae Capital Shunwei Capital source
18 Jan 2019 Series B $8 Mn 3one4 Capital Ashish Goenka India Quotient Kae Capital Shunwei Capital Tuscan Ventures source
5 Jul 2018 Venture Round $6.25 Mn Shunwei Capital Ashish Goenka India Quotient Kae Capital Tuscan Ventures source
23 Jun 2017 Series B $4 Mn Kae Capital IFMR Capital India Quotient MAS Financial Services source
28 Aug 2016 Series A $2.98 Mn Abhishek Pandey source

Acquisitions

DateAcquirerAcquiredAmountSource
29 Mar 2023 LoanTap Unofin Undisclosed source
1 Jun 2017 LoanTap I-Loan Credit Private Limited Undisclosed source

News on LoanTap

No coverage of LoanTap linked yet.

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FAQs on LoanTap

Who founded LoanTap?

LoanTap was founded by Satyam Kumar, Vikas Kumar in 2016.

How much funding has LoanTap raised?

LoanTap has raised $44.73 Mn across 8 tracked funding round(s), most recently on 2025-06-04. Figures are compiled from cited public sources.

Who are the investors in LoanTap?

Investors in LoanTap include July Ventures, 3one4 Capital, Avaana Capital, Kae Capital, Swapurna Family Office, Lighthouse Canton, BlackSoil.

What does LoanTap do?

Digital lending platform for salaried professionals and millennials offering flexible, customized loan products such as EMI-free loans, personal overdraft, advance salary, wedding, holiday and rental deposit loans, disbursed through a technology-led underwriting and loan-management platform. LoanTap is registered as an NBFC with the RBI through…

Where is LoanTap headquartered?

LoanTap is headquartered in Pune, Maharashtra, India.

What is LoanTap's business model?

LoanTap's core value proposition centers on Flexible, customized EMI products, Speed of disbursal, 40% lower EMIs vs traditional personal loans, Tech-led underwriting using non-conventional data.

How does LoanTap make money?

LoanTap's cited revenue streams include Interest income on personal & business loans, Invoice financing / supply-chain financing fees.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: inc42.com · Last verified 15 Jul 2026. · Report a correction