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Vested Finance

Vested Finance, Inc. Mumbai, Maharashtra Founded 2018 vestedfinance.com ↗
Viram Shah · Co-founder & CEO Darwin Arifin · Co-founder Eric Huynh · Co-founder Yinghan Lin · Co-founder Bharat Jain · Founding Member & Director of Business Development
$16.3 MnTotal funding (tracked)
5Funding rounds
5 Apr 2022Last round

Vested Finance: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

Access to 10,000+ US stocks and ETFs

"Access 10,000+ US Stocks and ETFs from anywhere"

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First platform for direct retail investment in global mutual funds

"Vested becomes the first and only platform in India to allow direct investments in global mutual funds by retail investors," with a minimum ticket size of just $10, covering 50+ schemes from BlackRock, Vanguard and Franklin Templeton domiciled in GIFT City and Luxembourg.

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Low-cost, tiered brokerage pricing

Basic plan: "0.25% of trade amount (Max: $35)"; Premium plan ($4.99/mo): "0.15% of trade amount (Max: $35)"

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Customer Segments

Resident Indian retail investors

"enables Indian retail investors to invest in the US stock market without the need to go through several layers of approvals"

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Non-Resident Indians (NRIs)

Platform lets users "Transfer funds from your foreign or Indian bank account" and "Retain your account and holdings if you move back to India"

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Customer Relationships

Self-serve investing + guided model portfolios

Hybrid model: "commission-free investing" for independent investors alongside advisory "pre-built portfolios called Vests" for guided investing.

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Investor education content

"Easy-to-read content" is part of the platform's approach to helping users understand global investing.

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Paperless onboarding

"Paperless onboarding" and "Simplified fund transfers via partnerships with banks and remittance companies"

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Channels

Direct web & mobile platform

Own platform at vestedfinance.com offering account opening, trading and portfolio access directly to Indian and NRI investors.

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Embedded distribution via Indian brokers/fintechs

"It has partnered with more than 25 stockbrokers, fintech firms, and wealth management firms, including Axis Securities, ICICI Bank, Kuvera, Angel Broking, and 5Paisa."

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Key Activities

Regulatory compliance as SEC-registered adviser & broker-dealer

Operates through "Vested Finance, Inc." (SEC-registered Investment Adviser) and "VF Securities, Inc." (member FINRA/SIPC) to legally serve Indian investors in US markets.

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Curating managed model portfolios ("Vests")

Vested Finance, Inc. manages the "Vests" managed portfolios across asset classes and geographies.

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Cross-border product development

Series A funds were raised "to expand the team and launch new cross-border products"

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Key Resources

No cited public information yet.

Key Partnerships

Indian brokers, fintechs & wealth managers (distribution)

"It has partnered with more than 25 stockbrokers, fintech firms, and wealth management firms, including Axis Securities, ICICI Bank, Kuvera, Angel Broking, and 5Paisa."

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VF Securities, Inc. (broker-dealer)

US securities are held/executed through VF Securities, Inc., a FINRA/SIPC member, while Vested Finance, Inc. (SEC-registered Investment Adviser) manages the "Vests" model portfolios.

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Techstars & Western Union Accelerator

Vested Finance was a company in "the 2020 Techstars & Western Union Accelerator" cohort in Denver.

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Revenue Streams

Per-trade brokerage fee (Basic plan)

"0.25% of trade amount (Max: $35)" on regular US stocks/ETFs; "0.5% of trade amount" on OTC securities

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Monthly subscription + reduced trade fee (Premium plan)

Premium Plan: "$4.99/month", with trade fee reduced to "0.15% of trade amount (Max: $35)" on regular stocks/ETFs and "0.25% of trade amount" on OTC securities

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Global mutual fund transaction fee

"investors will pay a fee of 0.25% of the investment value per transaction. Subscribers to Vested's monthly plan will enjoy a lower fee of 0.15%" on the new global mutual funds product

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Withdrawal fees

Local currency withdrawals "Free above $100", "$3 below $100"; USD withdrawals "$5 per withdrawal"

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Cost Structure

No cited public information yet.

FAQs on Vested Finance

What is Vested Finance's business model?

Vested Finance's core value proposition centers on Access to 10,000+ US stocks and ETFs, First platform for direct retail investment in global mutual funds, Low-cost, tiered brokerage pricing.

How does Vested Finance make money?

Vested Finance's cited revenue streams include Per-trade brokerage fee (Basic plan), Monthly subscription + reduced trade fee (Premium plan), Global mutual fund transaction fee, Withdrawal fees.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: inc42.com · Last verified 15 Jul 2026. · Report a correction