PayU India

PayU enables businesses to collect online and offline payments across 150+ payment modes such as Credit Cards, Debit Cards, Net Banking, EMIs, BNPL, QR, UPI, Wallets and more, with a claim of the "highest success rates".

PayU positions itself as building full-stack financial services for India, offering the country's businesses and consumers the financial services and products they need to thrive, spanning payments, credit and affordability tools.

PayU serves 5 lakh+ (500,000+) businesses in India, ranging from startups and freelancers to large enterprises, accepting digital payments through PayU's gateway.

Through its credit arm LazyPay, PayU also serves individual consumers with Buy Now Pay Later and EMI-based lending products.

Merchants integrate PayU's Payment Gateway, mobile app SDKs, Payment Links, Payment Buttons and Web Checkout directly into their own websites and apps to collect payments.

PayU offers "Payments on WhatsApp" as a channel for merchants to collect payments through the messaging platform.

PayU is the payments and fintech business of Prosus, a global consumer internet group; funding and strategic direction flow through Prosus and its investment arm MIH Payments Holdings B.V.

PayU holds a 70% majority stake in Mindgate Solutions, a real-time payments technology company that processes over 10 billion transactions monthly.

PayU's primary revenue source is commission earned on payments processed; this commission rose 16% YoY to INR 3,868.2 Cr in FY25.

Interest income from PayU's credit/lending business (LazyPay) zoomed over 90% YoY to INR 1,042.1 Cr in FY25.