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Startup Atlas · Banking as a Service

M2P Fintech Soonicorn

M2P Solutions Private Limited Chennai, Tamil Nadu Founded 2014 m2pfintech.com ↗
Madhusudanan R · Co-Founder & CEO Muthukumar Ayyakkannu · Co-Founder Prabhu Rangarajan · Co-Founder
$208.84 MnTotal funding (tracked)
6Funding rounds
24 Sep 2024Last round

M2P Fintech: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

Embedded fintech tech layer

M2P embeds fintech in core business offerings, acting as a reliable tech layer between banks, fintechs, and financial institutions.

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"We help every company become a fintech"

M2P's stated mission, positioning it as the infrastructure enabling any company to launch fintech products via APIs.

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World's largest Banking-as-a-Service platform

M2P describes itself as the world's largest Banking as a Service company, operating in over 30 markets across Asia Pacific, MENA and Oceania.

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Customer Segments

Banks200+ banks

M2P's infrastructure powers 200+ banks across its markets.

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Lenders / NBFCs300+ lenders

The platform serves 300+ lenders with core lending, loan origination and management infrastructure.

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Fintechs800+ fintech engagements

M2P powers 800+ fintech engagements with API infrastructure for cards, payments and banking products.

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Customer Relationships

No cited public information yet.

Channels

No cited public information yet.

Key Activities

Banking infrastructure

Core Banking, Debit Cards, Neobanking, and Connect products for banks and fintechs.

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Lending infrastructure

Core Lending Suite, Loan Origination System, Loan Management System, Microfinance, Debt Collections, BNPL, Credit Line on UPI, and Credit Cards.

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Payments infrastructure

Prepaid Cards, Cross-Border Payments, Fleet Drive, UPI, and Merchant Acquiring Solutions.

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Value-added services

KYC Suite, Recon360, FRM & AML (fraud risk management and anti-money laundering), and Rewards.

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Key Resources

No cited public information yet.

Key Partnerships

Bank partners

The Chennai-based startup maintains partnerships with Yes Bank, DCB Bank, Equitas SFB, and SBM Bank.

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Fintech/consumer-internet clients

Key clients include Ola, Cred, Bank Open, NiYO, Redcarpet, and Slice.

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Revenue Streams

API/platform fees from banks and fintechs

M2P Solutions-YAP is an Application Programming Interface (API) provider for banks, startups and consumer internet companies, monetizing through the infrastructure it provides to build products around bank accounts, term deposits and digital payments.

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Cost Structure

No cited public information yet.

FAQs on M2P Fintech

What is M2P Fintech's business model?

M2P Fintech's core value proposition centers on Embedded fintech tech layer, "We help every company become a fintech", World's largest Banking-as-a-Service platform.

How does M2P Fintech make money?

M2P Fintech's cited revenue streams include API/platform fees from banks and fintechs.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: m2pfintech.com · Last verified 15 Jul 2026. · Report a correction