Karbon Card
Karbon Card: Business Model Canvas
The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.
Value Propositions
Cards can be used within 24 hours of issuance and require no fixed deposits and guarantees, addressing that banks ask for fixed deposits, guarantee and all kinds of documents.
sourceAllows entrepreneurs to obtain financing of up to Rs 5 crore with no fixed deposits or personal guarantees.
sourceSettlement to beneficiaries' account in 4-8 hours, with lowest transaction charges across India and markup starting at 0.1%.
sourceCustomer Segments
Corporate cards and expense management solutions to over 2,000 startups and SMBs.
sourceServes exporters (collect USD payments from global clients), importers (overseas purchases and payments), freelancers, D2C ecommerce, and Amazon/Walmart resellers via its cross-border payments product.
sourceCustomer Relationships
Channels
Hassle-free digital sign-up process via the company's own website/app, with a personalised dashboard.
sourceKey Activities
Key Resources
Key Partnerships
The lending arm of OfBusiness and is backed by SoftBank; lender in the debt round.
sourceAn impact-focussed Non-Banking Financial Company registered with the Reserve Bank of India (RBI); lender in the debt round.
sourceKarbon states it works only with PACB-licensed players and regulated banks; IDFC First Bank is displayed as a banking partner on its site.
sourceRevenue Streams
Charges a markup starting at 0.1% on foreign payment collection/remittance, positioned as lower fees than traditional banks.
sourceCost Structure
FAQs on Karbon Card
What is Karbon Card's business model?
Karbon Card's core value proposition centers on No fixed deposit or guarantee needed, Financing up to Rs 5 crore, Fast, low-cost cross-border payments.
How does Karbon Card make money?
Karbon Card's cited revenue streams include Cross-border payment markup.