Innoviti Payment Solutions
Innoviti Payment Solutions: Business Model Canvas
The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.
Value Propositions
Enterprise-grade payment and reconciliation platform built for large retail businesses to ensure accurate settlements, control leakages, and manage omnichannel payments at scale.
sourceA sales acceleration platform for mobile dealers that enables faster inventory turnover, instant cash access, and higher margins through smart payment and incentive programs.
sourceA simple payment collection app that lets merchants accept Card, UPI, and EMI payments without a POS machine or website, with instant settlements, anytime, anywhere.
sourceCustomer Segments
Large retail enterprises such as Samsung, Reliance Retail, Adani Gas, Tanishq, Inox, and Shoppers Stop.
sourceInnoviti genie serves mobile dealers with sales acceleration and EMI tools; company processes purchase volume across food & grocery, lifestyle, and healthcare category merchants.
sourceCustomer Relationships
Channels
Enterprise POS solution; growing at a 23% annualized rate, operating at 20% EBITDA (as of Aug 2024).
sourceElectronics EMI solution growing at 80% annually, operating at -18% EBITDA as of Aug 2024, expected to breakeven by end of FY25.
sourcePayment collection app for merchants to accept Card, UPI and EMI payments without a POS machine or website, with instant settlements.
sourceKey Activities
Key Resources
Innoviti operates as an RBI Authorised Payment Aggregator for Online and In-store payments under the Payments & Settlements Act 2007.
sourceHolds multiple patents related to secure payment communication systems and payment processing technology, with the most recent patent granted in November 2024.
sourceKey Partnerships
Listed as a client on Innoviti's website; also named in Series E press release as an enterprise using Innoviti's platform.
sourceRevenue Streams
Innoviti's largest revenue line; service fee revenue rose to Rs 123 crore in FY25 from Rs 84 crore in FY24, a 47% increase.
sourceCost Structure
FAQs on Innoviti Payment Solutions
What is Innoviti Payment Solutions's business model?
Innoviti Payment Solutions's core value proposition centers on Payment & revenue-assurance SaaS at the point of sale, Sales acceleration for dealers, POS-free payment collection.
How does Innoviti Payment Solutions make money?
Innoviti Payment Solutions's cited revenue streams include Service fees.