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Startup Atlas · Consumer Lending

Freo

MWYN Tech Private Limited Bengaluru, Karnataka Founded 2015 freo.money ↗

MoneyTap, offered in partnership with leading banks, describes itself as India's first app-based credit: not a personal loan or credit card but a personal credit app, providing small-medium cash loans, quick credit on mobile, affordable interest rates and flexible EMIs across 40+ cities. The platform has since evolved into Freo, a credit-led neobank offering credit line, credit cards, savings, BNPL…

Kunal Varma · CEO & Co-Founder Anuj Kacker · COO & Co-Founder Balaji Parthasarathy · Chairman & Co-Founder
$82.3 MnTotal funding (tracked)
3Funding rounds
15 Feb 2024Last round

Freo: Funding Rounds

Acquisitions

DateAcquirerAcquiredAmountSource
7 May 2026 Freo IndiaLends Undisclosed source

News on Freo

No coverage of Freo linked yet.

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FAQs on Freo

Who founded Freo?

Freo was founded by Kunal Varma, Anuj Kacker, Balaji Parthasarathy in 2015.

How much funding has Freo raised?

Freo has raised $82.3 Mn across 3 tracked funding round(s), most recently on 2024-02-15. Figures are compiled from cited public sources.

Who are the investors in Freo?

Investors in Freo include Small Industries Development Bank of India, Aquiline Technology Growth, RTP Global, Credit Saison, MegaDelta Capital, Prime Venture Partners, Sequoia Capital India, Vivriti Capital.

What does Freo do?

MoneyTap, offered in partnership with leading banks, describes itself as India's first app-based credit: not a personal loan or credit card but a personal credit app, providing small-medium cash loans, quick credit on mobile, affordable interest rates and flexible EMIs across 40+ cities. The platform…

Where is Freo headquartered?

Freo is headquartered in Bengaluru, Karnataka, India.

What is Freo's business model?

Freo's core value proposition centers on Collateral-free credit line, ₹3,000 to ₹5 lakh, disbursed in 15 seconds, Real-time credit assessment in 3-7 minutes, no branch visit, Products built for how digital natives access finance.

How does Freo make money?

Freo's cited revenue streams include One-time setup and origination fee, Interest on credit line (~1.5%/month).

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the “source” links beside each entry. Profile sources: freo.money · Last verified 15 Jul 2026. · Report a correction