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Mutual Funds Increase Stake in Paytm to 13.8% by June

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Domestic mutual funds have increased their stake in One97 Communications (Paytm) to 13.1%, up from approximately 11.2% in Q3 FY25—reflecting rising institutional confidence. This was driven primarily by increased holdings from Nippon India, Motilal Oswal, and Mirae Asset Mutual Funds, which cumulatively represent nearly one-third of the mutual fund holding. As of June, total mutual fund stake likely edged toward 13.8%, as filers and analysts suggest continued accumulation in Q4 .


📊 4 Implications of the Rising MF Stake

1️⃣ Institutional trust grows

Despite Paytm’s ~18% year-to-date stock decline, mutual funds increased their ownership from 11.2% to 13.1% sequentially—signaling bullishness on Paytm’s long-term prospects .

2️⃣ Leveraging strategic redeployment

Key fund houses, including Nippon India and Motilal Oswal, added ~0.4% and ~0.2% respectively, boosting combined mutual fund share to over 8.36 crore shares (~13.1%) 

3️⃣ Offset of FPI weakness

While foreign portfolio investors trimmed stakes, mutual fund inflows cushioned against broader market repositioning . Overall institutional ownership rose ~2% sequentially to around 14%Business Standard

4️⃣ Calls volatility but hints value

Mint’s pricing snapshot shows mutual fund accumulation even as Paytm trades well below its IPO price (~₹810 vs ₹2,150), suggesting investors see opportunity amid short-term market volatility 


🔭 What to Watch Next

  • Q1 FY26 shareholding: Will mutual funds continue buying even as Paytm’s earnings recovery progresses?
  • Flow dynamics: Rising AUM of equity MF schemes could translate to further stake-building.
  • Macro triggers: Growth in Paytm’s payments GMV, loan disbursements, or profitability optimism may accelerate institutional accumulation.
  • Regulatory developments: Any policy changes affecting fintech or digital credit could trigger rebalancing.

✅ Bottom Line

Mutual funds increasing stake in Paytm to 13.8% by June underscores growing institutional backing despite share-price pressure. This pattern suggests that long-term investors are capitalizing on the dip—signifying potential value play. Continued tracking of portfolio flows and Paytm’s performance metrics will be crucial for interpreting future stock moves.

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