Systematic Investment Plans (SIPs) in India reached a new milestone in April 2025, with contributions hitting an all-time high of ₹26,632 crore. This marks a 3% increase from March’s ₹25,926 crore, as reported by the Association of Mutual Funds in India (AMFI) .
📈 Record-Breaking SIP Contributions in April 2025
April 2025 witnessed the highest-ever monthly SIP inflows of ₹26,632 crore, surpassing the previous record of ₹25,926 crore in March. The number of contributing SIP accounts rose to 8.38 crore, up from 8.11 crore in March, indicating growing investor confidence in mutual funds as a disciplined investment avenue .
📊 Key Metrics and Trends
- SIP Assets Under Management (AUM): Increased to ₹13.89 lakh crore in April from ₹13.35 lakh crore in March, reflecting a 4% growth
- New SIP Registrations: 46.01 lakh new SIPs were registered in April, compared to 40.18 lakh in March, showing a positive trend in investor participation
- Total Mutual Fund Folios: Rose to 23.63 crore in April from 23.45 crore in March, indicating a broader investor base .The Economic Times
⚠️ Rising SIP Cancellations
Despite the surge in contributions, the SIP stoppage ratio—a measure of SIPs discontinued relative to new registrations—soared to 75.63% in April. This indicates that for every 100 new SIPs, approximately 76 were stopped, highlighting potential investor concerns or portfolio adjustments
🧠 Expert Insights
Venkat Chalasani, CEO of AMFI, emphasized the importance of staying invested through market cycles. He noted that while short-term market volatility may occur due to geopolitical developments, investors should focus on long-term financial goals and avoid impulsive decisions .Reuters
🔍 Conclusion
The record SIP contributions in April 2025 underscore the growing preference among Indian investors for systematic and disciplined investment strategies. However, the high stoppage ratio suggests a need for enhanced investor education and support to maintain long-term investment commitments
