India’s retail investment momentum continues to accelerate: SIP inflows climbed to an all-time high of ₹28,464 crore in July 2025—up 4% from ₹27,269 crore in June.
Key Data Highlights
- Surge in Investor Accounts
The number of active SIP accounts rose from 86.4 million in June to 91.1 million in July, reflecting an addition of roughly 4.7 million new accounts.Reuters - Rising Assets Under Management (AUM)
Total AUM for India’s mutual fund industry reached a new high of ₹75.36 lakh crore in July. Equity-focused mutual funds logged ₹42,702 crore in inflows—an extraordinary 81% month-on-month increase. - Investor Behavior Shifts
The surge in SIP investments underlines the growing confidence among retail investors in the long-term potential of Indian equity markets, even amid global uncertainties.
Why It Matters
- Growing Mutual Fund Popularity
The record-high SIP inflows underscore India’s maturing investment culture and rising financial literacy among retail investors. - Positive Implications for AMCs
Higher SIP contributions and new fund participation are expected to boost assets under management and revenue for mutual fund houses—highlighting their strategic importance in retail finance.
