In June 2025, SIP inflows at record Rs 27,269 crore in June—a 2 % increase from May’s ₹26,688 crore—marking the first time monthly SIP investments crossed ₹27,000 crore. This surge helped drive the industry’s total AUM to a new high of ₹74.41 lakh crore.
🔍 Key Highlights
- SIP Inflows Surge: Increased 2 % MoM to ₹27,269 crore in June—the highest ever monthly SIP collection.
- AUM Milestone: Total mutual fund AUM reached ₹74.41 lakh crore, up from ₹72.20 lakh crore in May
- Equity Inflows Strong: Net equity inflows rose 24 % MoM to ₹23,587 crore, marking the 52nd consecutive month of positive flows
- Sector-Wide Gains:
- Large-cap funds: ₹1,694 crore inflows (+35 % MoM)
- Mid-cap: ₹3,754 crore (+34 %)
- Small-cap: ₹4,024 crore (+25 %)
- Gold ETF Boom: Inflows jumped over 600 % to ₹2,080 crore, showing renewed investor appetite
💡 Why It Matters
- Retail Resilience: Consistency in SIPs reflects disciplined investing by small investors, anchoring stability even amid market volatility ndtvprofit
- Market Confidence: Equity fund inflows and equity gains propelled the AUM to all-time highs, signaling investor optimism in India’s economic growth story
- Diversified Risks: Surge in mid- and small-cap allocations and a gold ETF spike suggest portfolios are becoming more balanced and risk-aware
🏦 Expert Views
- AMFI CEO Venkat Chalasani emphasized the record SIP flows as a sign of growing retail trust in mutual funds and long-term wealth accrual
- Analysts also pointed out the shift toward balanced hybrid and arbitrage funds, reflecting mature investment behavior
🔮 What’s Next?
- Checkpoint AUM: The industry approaches the ₹75 lakh crore mark—may be reached in the coming months.
- Continued Equity Momentum: If inflows hold steady, equity markets could see sustained gains, especially in growth-oriented segments.
- SIP Strategy Evolution: Investors are likely to diversify further, balancing growth and safety via thematic, hybrid, and gold exposures.
✅ Conclusion
With SIP inflows at record Rs 27,269 crore in June, India’s mutual fund industry demonstrates robust investor participation and confidence. Supported by broad equity inflows and new segment trends, the industry is steadily moving toward ₹75 lakh crore AUM—anchored by disciplined, long-term retail investing.
