In a significant push for digital integration in the mobility sector, Paytm (One 97 Communications Ltd) announced a strategic partnership with Bharat Taxi on February 12, 2026. The collaboration, formalized through a Memorandum of Understanding (MoU), aims to embed Paytm’s full-stack payment infrastructure into the government-backed, cooperative-based ride-hailing service.
Bharat Taxi, which was officially launched in New Delhi by Union Home and Cooperation Minister Amit Shah on February 5, 2026, operates on a unique commission-free model where drivers retain 100% of their earnings.
Key Features of the Partnership
The integration is designed to provide a seamless experience for both the passengers and the “Sarathis” (drivers).
| Feature | Details |
| In-App Payments | Seamless UPI-based ride payments directly within the Bharat Taxi app. |
| Omnichannel Acceptance | Acceptance via Paytm QR codes, Soundbox, and card machines. |
| Mini-App Integration | A Bharat Taxi mini-app will be hosted on the Paytm platform for better visibility. |
| Financial Inclusion | Support for driver UPI onboarding and access to insurance and financial services. |
| Settlement Speed | Enhanced framework for quicker digital payouts to drivers. |
The Bharat Taxi Disruptor: A Pro-Driver Model
Bharat Taxi positions itself as a cooperative alternative to established aggregators like Uber and Ola. By partnering with Paytm, it aims to combine its social-first mission with world-class fintech reliability.
- Zero Commission: Unlike private rivals that take 20–30% of the fare, Bharat Taxi allows drivers to keep 100% of the earnings, charging only a nominal daily access fee of approximately ₹30.
- No Surge Pricing: The platform promises steady fares for riders, even during peak hours, and has already tied up with the Airports Authority of India (AAI) for fixed-fare airport transfers.
- Safety & Verification: In collaboration with the Delhi Police, the service has established 35 special booths and a dedicated helpline to handle passenger grievances.
Strategic Impact for Paytm
For Paytm, the deal represents a consolidation of its lead in the offline and transport payment segments. Following a challenging 2024–25, this high-profile partnership with a government-supported initiative signals a return to aggressive ecosystem expansion.
“Bharat Taxi is a thoughtful initiative… that places drivers at the center. We are humbled by the opportunity to contribute our payments infrastructure to make the service convenient and reliable for both passengers and drivers.” — Paytm Spokesperson.
