Meanwhile, the pioneering Bermuda-based life insurance company operating entirely in Bitcoin, has secured $82 million in fresh capital to fuel the expansion of its Bitcoin-denominated savings, retirement, and protection products. Announced on October 7, 2025, the round was co-led by Bain Capital Crypto and Haun Ventures, with participation from Pantera Capital, Apollo, Northwestern Mutual Future Ventures, and Stillmark, bringing the company’s total funding for 2025 to $122 million following a $40 million Series A in April. For Bitcoin investors, fintech innovators, and insurance professionals searching Meanwhile Bitcoin insurance funding, regulated BTC life insurer raise, or Meanwhile $82 million round 2025, this infusion validates the growing appetite for inflation-resistant, BTC-based financial products, with Meanwhile’s assets under management (AUM) surging over 200% in 2025. Regulated by the Bermuda Monetary Authority, Meanwhile offers the world’s first long-term insurance license for BTC-denominated policies, protecting against currency devaluation while providing compliant wealth transfer tools.
The raise, which includes early backers like OpenAI CEO Sam Altman, underscores Bitcoin’s maturation as a foundation for mainstream financial infrastructure.
Funding Round Details: Co-Led by Bain and Haun with Institutional Backing
The $82 million round, Meanwhile’s second in 2025, builds on its $19 million seed in June 2023 from Gradient Ventures and Fulgur Ventures, reflecting rapid demand for BTC-linked protection products.
- Lead Investors: Bain Capital Crypto and Haun Ventures.
- Participants: Pantera Capital, Apollo, Northwestern Mutual Future Ventures, Stillmark.
- Total 2025 Funding: $122 million, positioning Meanwhile for global scale.
- Use of Funds: Expand BTC life insurance, annuities, and savings; launch bitcoin-indexed products for institutions.
CEO Zac Townsend: “Life insurers have always provided steady capital… We’re bringing that to Bitcoin, helping families save in BTC while giving institutions compliant ways to earn returns.” Haun Ventures partner Chris Ahn added: “Just as the U.S. economy was built on insurance, pensions, and mortgages, the Bitcoin economy will require its own long-duration financial products.”
| Round | Amount | Lead Investors | Total Raised |
|---|---|---|---|
| Seed (June 2023) | $19M | Gradient Ventures, Fulgur | $19M |
| Series A (April 2025) | $40M | Framework Ventures, Fulgur | $59M |
| Latest (October 2025) | $82M | Bain Capital Crypto, Haun Ventures | $141M |
Meanwhile’s Products: BTC-Denominated Protection and Savings
Founded in 2023, Meanwhile offers regulated life insurance and annuity products fully denominated in Bitcoin, allowing policyholders to borrow against policies after two years at current rates.
- Life Insurance: BTC payouts for beneficiaries, protecting against inflation.
- Annuities and Savings: BTC-linked retirement products with fixed supply benefits.
- Insurance Bonds: BTC-denominated bonds for institutions.
- Regulatory Edge: Bermuda Monetary Authority license; first long-term insurer in BTC.
AUM growth exceeds 200% in 2025, driven by demand for inflation-proof wealth transfer.
Market Context: Bitcoin’s Role in Long-Duration Finance
Meanwhile’s raise reflects Bitcoin’s evolution from speculative asset to financial primitive, with $2.3 trillion market cap and ETF inflows of $74 billion in 2025.
- Institutional Demand: Apollo and Northwestern Mutual signal TradFi’s BTC embrace.
- Competition: Tabit raised $40 million in March 2025 for BTC-backed traditional insurance.
- Global Scale: Targets expansion amid US stablecoin regulations.
Conclusion: Meanwhile’s $82M BTC Insurance Boost
Meanwhile’s $82 million raise to $122 million in 2025 is a vote for BTC’s financial future, expanding regulated life insurance and annuities. As AUM surges 200%, it’s a milestone for inflation-proof products. For Bitcoin finance, it’s maturity—will BTC bonds go mainstream? The policies protect. Bloomberg
